1. Introduction
Welcome to PT Semesta Niaga Argadana (“we,” “our,” or “us”).
By accessing or using our website www.semestaniaga.co.id (“the Site”) and International portal www.semestaniaga.com any related services, you agree to comply with and be bound by these Terms and Conditions.
Please read them carefully before using this website or engaging with our services.
If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.
2. Use of the Website
- The content on this website is provided for general information purposes only and does not constitute financial, legal, or investment advice.
- You agree to use the Site solely for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the Site.
- We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time without prior notice.
3. Services Provided
PT Semesta Niaga Argadana provides hire purchase, refinancing, and financial leasing services for trucks, vehicles, and machinery, as well as related advisory and customer support.
All applications and approvals are subject to our internal assessment, credit evaluation, and applicable regulations.
Use of this website or submission of any form does not guarantee approval of financing or any contractual relationship.
4. Accuracy of Information
While we strive to ensure that all information presented is accurate and up to date, we do not warrant the completeness, accuracy, or reliability of any information, materials, or data displayed on this Site.
Any reliance on such information is strictly at your own risk.
5. Independent Professional Advice
All financial or contractual decisions made using the information on this Site should be based on independent professional advice.
Customers are strongly encouraged to consult their own legal, financial, or tax advisors before entering into any agreement or transaction with us.
We do not assume any responsibility for losses or liabilities that may arise from decisions made without such independent consultation.
6. Disclaimer of Liability
We are not liable for any loss, damage, or expense — direct, indirect, or consequential — arising from:
- The use of or inability to use this website,
- Reliance on any information or materials contained herein,
- Delays, errors, or omissions in content,
- Unauthorized access to or alteration of your transmissions or data, or
- Any other matter relating to this Site or its use.
All use of this Site and its materials is “as is” and at your own risk.
7. Indemnification
By using this Site, you agree to indemnify, defend, and hold harmless PT Semesta Niaga Argadana, its directors, officers, employees, agents, and affiliates from and against any and all claims, losses, liabilities, costs, damages, and expenses (including reasonable legal fees) arising from:
- Your misuse of the Site,
- Your breach of these Terms, or
- Your violation of any applicable law or third-party rights.
8. Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only and do not signify endorsement or responsibility for the content or services provided by those websites.
Users are encouraged to review the terms and privacy policies of any third-party sites they visit.
9. Intellectual Property Rights
All content, design, text, graphics, logos, and images on this Site are the property of PT Semesta Niaga Argadana or its licensors. No part of this website may be copied, reproduced, distributed, or transmitted without prior written consent.
10. Privacy
Your use of this website is also governed by our Privacy Policy. By using our Site, you consent to the collection and use of your information as described there.
11. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Indonesia.
Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Jakarta, Indonesia.
12. Changes to the Terms
We reserve the right to modify these Terms at any time without prior notice.
Any updates will be posted on this page with the revised date. Your continued use of the Site constitutes acceptance of the updated Terms.